Report | Intelligent Investment

Private Credit in Australian Real Estate

June 9, 2025 10 Minute Read

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Australia’s real estate sector is worth $12,350bn and is financed by $2,740bn of Bank/ADI lending and $50bn of private credit.

  • Private credit penetration of real estate debt is: 0.3% Residential mortgage; 26% Residential development; and 4.2% Commercial.
  • CBRE forecast the size of real estate private credit will increase from $50bn currently to $90bn by 2029. Higher transaction values and increased penetration of Residential development plus select Commercial sub-segments should contribute to growth.